Credit catalogs that allow you to buy now pay later with guaranteed approval do actually still exist. Most of the buy now pay later guaranteed approval merchants come in the form of catalogs. Although most of these buy now pay later guaranteed approval merchants also have websites, when you are looking for guaranteed approval, it is best to order the catalogs and order at least $100 or under in merchandise.
Grand Pointe, is one of the only buy now pay later guaranteed approval websites who still offers that opportunity online. With Grand Pointe you can order up to $100 worth of merchandise online. You have the opportunity to work up to $500 credit with Grand Point if you pay off you credit purchases from their credit catalog on time. As you order and pay monthly, you build a relationship of good payment history and thus your credit limit with this credit catalog increases gradually.
Carol Wrights Gifts is also usually a good catalog to get because they often send out pre-approved, or guaranteed approval catalogs with buy now pay later options. Carol Wrights Gifts is more of a specialized catalog for women's shopping.
By doing this, it will also enable you to get pre-approved for other buy now pay later catalogs with guaranteed approval. When these other buy now pay later catalogs come to you in the mail, it will say "you're pre-approved" "low monthly payment" and so forth. It will also send you a pre-approved spending limit to purchase items from their buy now pay later catalog with NO CREDIT CHECK.
These no credit check catalogs that allow you to buy now and pay later with guaranteed approval will come one by one in the mail once you have established a good payment history with just one credit catalog company.
What Are Some Good Credit Catalog Companies I Can Start Out With?
In order to start receiving NO CREDIT CHECK catalogs in the mail, you can start out with pretty much any buy now pay later catalog. Some of the most respected catalogs include, Montgomery Ward, Fingerhut, Seventh Avenue and Mason EasyPay. With each of these catalogs you have the option of ordering items under $100 from their catalogs and paying low monthly payments over time in order to establish a good payment history, thereby getting a credit increase with that particular credit catalog company and subsequently being offered instant credit catalog offers, no credit check catalog offers and pre-approved catalog offers in the mail.
How To Protect Yourself From Buy Now Pay Later No Credit Check Scams
Usually, the companies that offer you "pre-approved" buy now pay later catalogs and offers in the mail will have a terms and agreement section in their catalog where they list the interest rates of doing business with them and what is expected of you as a customer. The catalog will have products in it that ranges from everything you need for your home or it could only focus on specialized items. However, always look for the terms and agreement to make sure you understand the company policy and what you are getting into buy using their credit catalog with buy now pay later guaranteed approval. There are a list of legitimate buy now pay later catalogs you can choose from. See that list and reviews of those buy now pay later catalogs here.